How We Help: The Transition Phase

The financial industry has traditionally divided retirement into two phases - the accumulation and income phases. But what is often missing is an important third phase in-between these two called the "transition phase" that is roughly 5 to 10 years before retirement.

Plan for the transition phase five to 10 years before retirement.

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Many people have worked through the accumulation phase and those nearing or in retirement are preparing for the income phase. Few have consciously navigated through the transition phase - the phase in between accumulation and income. A phase when putting together the building blocks for long-term guaranteed income in retirement is so important.

Below is a snapshot of how objectives change in the income phase of retirement.

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We'd like to help you plan for a better retirement by providing you a framework.