How We Help: The Transition Phase

The financial industry has traditionally divided retirement into two phases - the accumulation and income phases. But what is often missing is an important third phase in-between these two called the "transition phase" that is roughly 5 to 10 years before retirement.

Plan for the transition phase five to 10 years before retirement.



Many people have worked through the accumulation phase and those nearing or in retirement are preparing for the income phase. Few have consciously navigated through the transition phase - the phase in between accumulation and income. A phase when putting together the building blocks for long-term guaranteed income in retirement is so important.

Below is a snapshot of how objectives change in the income phase of retirement.



We'd like to help you plan for a better retirement by providing you a framework.